Are you worried about your financial situation? For the eighth consecutive year, the American Psychological Association (APA) identified money as the number one stress trigger, with 72 percent of Americans reporting stress about money and nearly 1 in 5 saying they had skipped or considered skipping going to the doctor due to financial concerns. As
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financial education
From Strip to Chip: Everything You Need to Know About the New Generation of Payment Cards
on September 21st, 2015
If you’ve received a replacement for your credit or debit cards in the mail lately, take a closer look. That little gold chip on the front is going to make it tougher for thieves to steal your data. By year-end 2015, Visa estimates that 63 percent of cards in American wallets will feature this new
10 Open Enrollment Mistakes to Avoid
on September 14th, 2015
How much time do you spend reviewing your benefits before open enrollment each year? If your answer is “not much,” you’re not alone. A recent survey by insurer Aflac (http://workforces.aflac.com/about-the-study.php) says that 90 percent of Americans choose the same benefits year after year and that 42 percent forego up to $750 annually by making poor
How the Tooth Fairy Can Teach Your Kids About Money
on September 1st, 2015
When those first baby teeth start wobbling, you and the Tooth Fairy can combine forces to teach your kids about money. Visa’s latest annual Tooth Fairy survey indicates that the average price of a lost tooth is $3.19 in 2015. This is the fourth consecutive year that young Americans are finding more than $3 under
10 Reasons Why You Might Be Financially Stressed
on August 10th, 2015
Stress can come from everywhere – career, school, family, relationships, health – and especially money. The American Psychological Association (APA) recently reported that money remains the number one stressor for 72 percent of Americans. In fact, money has led the APA’s annual stress survey since its debut in 2007, the year before the financial crash
Make Sure Your Freshman Gets a Money-Smart College Start
on July 20th, 2015
Does your college-bound freshman know how to handle money at school? Campus life can test even the most disciplined young adults on money matters. In the final weeks before you help your student pack up for the dorm, it’s a good time to pack in some money lessons as well. Start with what college will
Before Cosigning a Loan, Know the Risks
on September 22nd, 2014
Shakespeare probably said it best: “Neither a borrower, nor a lender be, for loan oft loses both itself and friend.” Four hundred years later, people still wrestle with whether or not to help out a loved one by loaning them money or cosigning a loan. Perhaps you want to help your kid qualify for a
Identity Thieves Target Kids as Well as Adults
on August 19th, 2014
I’m sorry to report that child identity fraud is alive and well in 2014. If anything, the problem may be worsening as identity thieves devise new methods to steal – and use – children’s personal information. Most commonly, they’ll harvest kids’ dormant Social Security numbers (SSNs) and use them to illegally obtain jobs or open
Financial Advice for New Fathers
on June 3rd, 2014
By Jason Alderman Each year when Father’s Day rolls around, I’m reminded that I wouldn’t trade the experience of raising my two kids for the world. But when I think back to how naïve my wife and I once were about the costs of raising children, I can’t help wishing we’d been better prepared. If
Providing Financial Literacy to the Unbanked
on May 21st, 2014
By Jason Alderman In today’s world of Internet banking, smartphone shopping apps and web-based access to investment accounts, it’s easy to forget that billions of people around the world – including millions in our own country – lag far behind when it comes to accessing even the most rudimentary financial management tools. Indeed, according to
