A significant proportion of future Canadian retirees are going to suffer measurable deterioration in their standards of living The case for an expanded Canada Pension Plan (CPP) is all about providing secure retirement income. The Fraser Institute recently argued that the federal government has failed to make a convincing case for CPP expansion. But any
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No Retirement Crisis in Canada
on May 7th, 2014
Plans to Expand Government Pensions Based on Faulty Assumptions By Philip Cross The Reality of Retirement in Canada With talks to expand the Canada Pension Plan having stalled, the Ontario government has pledged to roll out its own provincial version. The impulse for a ‘big CPP’ hinges on the assumption that Canadians are too ignorant
How Much CPP And OAS Can You Expect?
on October 25th, 2011
Thinking about your ‘salary’ in retirement, you’re probably starting with the income that is guaranteed. But do you know how much to expect or how to calculate the reduced amount you’ll likely receive? Do you have a good sense of the impact on your taxable income?
Pensioners Beware By Jack Toronto
on September 15th, 2011
There are two main courses of action for seniors looking to protect their financial interests: political action to change pension amounts and regulations and careful planning to ensure that full benefit is gained from the pension and tax regulations as they exist.
Not-so-modest proposals for improving the CPP/QPP
Half of middle-income Canadians over 40 will see a significant decline in their standard of living post-retirement