You’d have to be living under a rock not to be concerned about identity theft. It seems like every other month there’s a new report about another massive data breach somewhere in the world. Not surprisingly, a thriving industry has sprung up around helping to protect consumers from identity theft. Most of these services are
insurance
Read contracts carefully
on July 21st, 2011
Sometimes contracts are formal, signed documents that outline specific conditions and penalties if those conditions are not met: For example, if you don’t make your mortgage payments, the lender can foreclose on your house. Other times they are verbal or implied agreements: If you buy spoiled milk, you can ask for a refund.