It will begin soon enough – all those “beat the rush!” ads for holiday shopping, activities and events. Right now, you have a great opportunity to beat the rush to organize your year-end finances and make some smart moves for the New Year. Consider the following tasks for your year-end financial to-do list. Total up
It’s hard to think of any act more generous than adopting a child. Many adoptive parents I know tell me it’s the most personally rewarding thing they’ve ever done.
But adoption isn’t cheap. Related expenses can quickly mount to tens of thousands of dollars. And sadly, sometimes adoptions do fall through, forcing prospective parents to endure the process – and expense – all over again.
Start saving. To ensure your family’s financial security, you need to make regular contributions to several savings vehicles:
Establish an emergency fund with enough cash to cover at least six months of living expenses.
For families with a child that has disability, one of the major concerns is often how best to ensure the financial security of this child going forward. In addition to this concern is frequently the desire and challenge of ensuring that government benefits that this child could be entitled to do not get clawed back.
Think long and hard before tapping your retirement savings for anything other than retirement itself. If that’s your only recourse, be sure to consult a financial professional about the tax implications.
Drum roll – mind, nutrition and exercise all wrapped up in one package that will cost you a minimum of 30 min 4-5 times per week. Who doesn’t’ have 30 min to invest into a healthier lifestyle? If you’re worth it, then you’ll commit to doing it.
CANADA DELIVERS ON ITS COMMITMENT TO STRENGTHEN INTERNATIONAL FINANCIAL INSTITUTIONS PITTSBURGH – Prime Minister Stephen Harper today announced that Canada will provide the African Development Bank more lending room to respond to the pressures of the global economic crisis. This action to temporarily triple callable capital for the Bank reinforces Canada’s London G20 commitment to