Season ticket holder or first timer, watching your team take the field or visiting new teams in a different venue, gripping your seat tightly during the finger-biting last minutes of a close game or cheering on a decisive win – sports can certainly be some of the best entertainment possible. Whether you enjoy baseball, football,
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The Keys to Outfitting Your First Apartment on a Budget
on May 19th, 2017
Moving into a place of your own for the first time is a huge step. I remember my first post-college apartment move. It was nothing special, but it was mine. It came with a few new challenges and responsibilities and all sorts of opportunities. For the first time, I was able to decide how to
Making Holidays Bright And Affordable
on November 2nd, 2015
Already dreading what you’ll spend this holiday season? It doesn’t have to be that way. Gifts aren’t the only budget-busting culprit during the holidays. The weeks between Thanksgiving and New Year’s are also a peak time for spending on groceries, travel, events, entertainment, energy, clothes and meals out. Financial advisors recommend you use no more
10 Ways to Become Financially Independent
on July 28th, 2015
After the 2008 economic crisis, many people assumed they would never be able to reach true financial independence – the ability to live comfortably off one’s savings and investments with no debt whatsoever. However, individuals willing to use their time horizon to plan and adjust their spending, savings and investment behaviors might just find financial
Planning a Wedding on a Budget
on May 27th, 2015
Should a dream wedding mean delaying a down payment on a home? That’s a tradeoff many couples make these days. The Knot, a wedding planning and publishing company, recently released its Real Weddings Study (http://www.xogroupinc.com/press-releases-home/2015-press-releases/2015-03-12-the-knot-2014-real-weddings-study.aspx) of average wedding costs for 2014, announcing a national average price tag of $31,213 (not including the honeymoon). The average
7 Ways to Cut Your Holiday Expenses
on November 3rd, 2014
When it comes to holiday spending, waiting in store lines all night and jostling for discounts will mean very little if you don’t have a budget that shapes your finances year-round. With the average U.S. household spending $600-$700 in 2014 for the holidays, putting that money together shouldn’t be a game of chance. Here are
The Financial Conversation You Need to Have with Your Kids Before They Leave for College
on August 6th, 2014
If you’re worried about your new college student’s ability to manage money on his or her own, you’re not alone. Here, I spotlight seven specific things you and your student need to consider before freshman move-in day. By Donna Skeels Cygan : Your years of encouragement and supervision have paid off, and your teenager will
